If you've had a recent hailstorm you need a roofing specialist.
An insurance company’s primary obligation is to increase earnings for their stockholders. This means that your claim adjuster receives a bonus or promotions for denying claims. Of course insurance companies don't want you to know this. That’s why you need an experienced storm damage specialist with a proven track record of obtaining your maximum claim as well as the new roof you are entitled. Realistically, your insurance company isn't knocking on your door looking out for your best interest. But we are.
If I think I have hail damage what should I do?
Call us today and ask for one of our certified inspectors to come inspect your roof for wind/hail damage. We will give you a detailed inspection of your roof as well as an interior inspection for leaks. Should we find damage we show you how to file a proper catastrophic claim. We will then represent you to your insurance company. That’s what sets us apart from our competition.
We will fight for you and hold your insurance company to their word.
How I do I know if I have hail damage to my roof?
Can I tell from the ground?
To determine if the shingles have been damaged by a hailstorm, a close inspection has to be made from the roof. Usually you cannot tell from the ground. Our trained inspectors know exactly what to look for and exactly what insurance companies require, so that your claim will be fully approved.
The insurance company must
determine two things when
assessing the amount of your loss:
1. Was there sufficient damage
to the roof to declare it a total loss?
(Usually determined by 14 verified
hail hits per 10 square feet.)
2. What is the size of the roof and
how many shingles will be needed
to replace the roof?
What does hail do to a roof? Shingles are designed so that the granules block the ultraviolet rays of the sun and protect the asphalt underlayment. As the shingles age the granules fall off As the asphalt is exposed the UV rays, it dries out and the shingle gets a "potato chip" appearance as the corners start to curl up. A shingle at the extreme end of its life is bubbled in appearance and is brittle to the touch. A 20-year shingle is warranted by the manufacturer to have a useful life, under optimal ventilation conditions, of 20 years. Hail does several things:
- Accelerates granule loss.
- Accelerates shingle aging.
- Voids manufacturer's warrantees.
- Leads to other associated problems.